Payment Policy

At HYPETOPIC, we aim to provide a seamless and secure payment experience for our customers. This Payment Policy outlines the methods we accept for payments and how transactions are processed.

1. Accepted Payment Methods

We accept a variety of secure payment methods to ensure that you can complete your purchase with ease:

  • Credit and Debit Cards: We accept all major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
  • PayPal: You can securely pay using your PayPal account.
  • Other Payment Options: Depending on your location, we may also accept other payment methods such as Apple Pay, Google Pay, or bank transfers. These options will be displayed during checkout.

2. Payment Process

When you place an order on HYPETOPIC, you will be required to enter your payment details during checkout. Once you confirm your order and payment, your order will be processed.

  • Order Confirmation: After successfully completing the payment, you will receive an order confirmation email containing your order details and an order number.
  • Order Processing: Your order will be processed once payment is confirmed. If there is an issue with your payment, we will contact you directly to resolve the issue.

3. Currency

All payments are processed in the currency corresponding to your shipping destination. Prices are shown in the local currency at checkout, and the total amount, including shipping and taxes, will be displayed before you confirm your payment.

  • For international orders, currency conversion may apply by your payment provider or bank, and additional foreign transaction fees may apply.

4. Payment Security

At HYPETOPIC, we prioritize your security. We use SSL encryption to protect your payment details, ensuring that all your transactions are processed safely and securely.

  • We do not store sensitive payment information such as credit card details. Payments are processed securely through trusted, PCI-compliant third-party providers.

5. Payment Authorization

For some orders, we may require additional verification to prevent fraud. If verification is needed, we will contact you for more information. Your order will be processed only after payment authorization is completed.

6. Failed or Declined Payments

If your payment is declined or fails to go through, your order will not be processed. You will receive a notification, and you may attempt to complete your payment using a different payment method.

  • Please ensure your payment information is correct (such as card details and billing address) to avoid issues during the payment process.

7. Sales Tax and Additional Fees

Sales tax will be calculated and added to your order based on your shipping address. Any additional fees, such as foreign transaction fees or charges imposed by your bank, are the responsibility of the customer.

8. Refunds and Cancellations

  • Refunds for returns, cancellations, or damaged items will be issued to the original payment method.
  • Please allow 7-10 business days for the refund to appear in your account, depending on your payment provider.